The Affordable Care Act (ACA) requires everyone to have health insurance coverage. While some people are covered through federal programs such as Medicare or Medicaid, others get their health insurance coverage through their employers. In addition, some sets of people are required to buy an individual health insurance plan, which can be costly. Fortunately, you…

In the US, every employer must have insurance to cover medical costs and lost wages for injured workers or those who become ill. If you don’t have insurance, you could be subject to penalties or fines by the state. Workers’ compensation insurance covers your employees and business from work-related illnesses, accidents, and even death. If…

Deciding whether to use a broker when getting a health insurance plan is personal. If you want to purchase Obamacare from the Affordable Care Act (ACA) Marketplace, you don’t have to use an agent or broker. The Marketplace allows anyone who is eligible to shop for insurance coverage on their own, without any broker. However,…